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Większa część zagadnień które posiadamy w celu zrealizowania możemy w dużej mierze nadgonić naturalnie w związku z tym.

Apr 9, 2014 by     Comments Off    Posted under: Uncategorized

$5,000 Personal Loans With Bad Credit: Get Approval Fast loans

Getting hold of $5,000 Personal Loans With Bad Credit hanging over the head of the applicant can be a challenging thing. The problem is that the first option choices usually the traditional lenders, like financial institutions, but they are likely to decline $5,000 Personal Loans With Bad Credit in a moment, if no guarantee or co-signer is provided. But there are always options open to those most in need – especially when a economical emergency is growing. And by simply thinking outside the box, a guaranteed mortgage acceptance despite poor credit ratings can be secured fast.

Turn to Family: It might seem a bit unjust on them, but household are usually a perfect option whenguaranteed bad credit personal loanscomes to trying to secure a $5,000 individual bank mortgage with poor credit ratings. The reasoning is simple: household tend to be much more versatile with each other than financial institutions or other lenders, and the ability to re-negotiate reimbursement schedules is much greater. Of course, there are conditions to consider too. Not least is whether a loved one can finance a $5,000 individual bank mortgage in the first position. There is little point in nearing your bother or father, if they cannot. Also, remember that even if they can provide such resources, it may position them in a challenging situation. For this reason, this option is usually only chosen when any chance of getting mortgage acceptance despite poor credit ratings seems extremely dim, or when the rates to be compensated are extensive. But it is important to keep any mortgage agreement magnificent. So, write down the terms (including attention to be compensated, if applicable) and have both parties sign the document.

Consider Student Loans: This only corresponds to students who are registered in an excellent, but when the need for extra resources to help cover bills, debts and even living costs is high, speaking to the university Financial Aid advisor can lead to a $5,000 individual bank mortgage, with poor credit ratings practically a non-factor in the whole process. Student loans are godsends to those higher education goers who find themselves stuck in a economical rut. Luckilybad credit unemployed personal loansavailable from Financial Aid offices are usually government or higher education backed, with very low rates and a versatile reimbursement schedule. In many ways, they are the ideal economical loans, with repayments – even on a $5,000 individual bank mortgage – sometimes late until after college. yahoo

Graffiti sprays Chicago; blasters fail to keep up

Apr 29, 2010 by     Comments Off    Posted under: Archive, Urban Issues

graffitiFrom Wicker Park to the Loop, street artists are tagging Chicago faster than the city’s graffiti-fighting crews can blast the acid-laced spray paint away. After vandalism at the Art Institute and Millennium Park’s “Bean” sculpture, property owners are left wondering: Is graffiti getting out of control? (Photo Source: Flickr Commons)

How far to go for quality education?

Apr 22, 2010 by     Comments Off    Posted under: Archive, CPS Closings, Politics

Across the country, many school systems have designated “turnaround schools,” which means that the schools remain open but new staff is hired.

As of 2009, 12 Chicago Public Schools were designated turnaround schools: Charles S. Deneen Elementary School, as well as George W. Curtis Elementary School on Chicago’s South Side are two of them. Both schools are currently trying to fill multiple positions.

However, other schools aren’t so lucky and are forced to close because of low enrollment or because of consistently low levels of academic performance. Schools also closed because of underutilization of the school’s space, the conversion of schools to charter schools and a building’s poor physical condition. Since 2001, CPS has closed 44: Twenty-six closed because of low enrollment and poor academic standing.

For Andy Smarick, a visiting fellow at the Thomas B. Fordham Institute and adjunct fellow at the American Enterprise Institute, school closures makes economic sense, as he compared ailing schools to other failing industries.

“The surprise and shame is that urban public education, unlike nearly every other industry, profession and field, has never developed a sensible solution to its continuous failures.” Smarick wrote in The Turnaround Fallacy.

“After undergoing improvement efforts, a struggling private firm that continues to lose money will close, get taken over, or go bankrupt. Unfit elected officials are voted out of office. The worst lawyers can be disbarred, and the most negligent doctors can lose their licenses. Urban school districts, at long last, need an equivalent.”

According to the study, “When Schools Close: Effects on Displaced Students in Chicago Public Schools,” authors found that after schools closed, displaced students enrolled in equally underperforming schools.”

In fact, 40 percent of displaced students enrolled in schools on probation and another 42 percent of students enrolled in schools that reported some of the lowest test scores. Only 6 percent enrolled in a higher academic-achieving school. However, those students’ commute averaged 3.5 miles.

Julia Gwynne and Marisa de la Torre, both analysts at the Consortium on Chicago School Research at the University of Chicago, and authors of the study, found that keeping underperforming and underutilized are expensive to maintain and especially during CPS’s dire budget issues, resources could be better allocated to other areas of CPS.

And while parents, teachers and students protest the CPS building in droves and pack board of education meetings, Gwynne and de la Torre concluded that school closings have little affect on students’ academic performance, but addressed the merit of school closings.

Gwynne and de la Torres reported students did better when they attended a better school after their schools closed. “This also suggests that the success of a school closing policy crucially depends on a large supply of ‘better’ schools and on an intentional strategy to enroll displaced students in these schools.”

But for every school that closes, Chicago’s Renaissance 2010 initiative guarantees to establish 100 quality schools by the end of the year. Williams school closed after the 2001-2002 school year, but by 2003-2004, four new schools opened in the same building.

“Our knowledge base about improving failing schools is still staggeringly small,” Smarick wrote. “And exceptional urban schools are nearly always start-ups or consistently excellent schools, not drastically improved once-failing schools.”

Related Links

Chicago Public Schools |   Chicago’s Renaissance 2010 |   Consortium on School Chicago Research |

GEM: Grassroots Eduction Movement


CPS School Closings Multimedia

Apr 22, 2010 by     Comments Off    Posted under: Archive, CPS Closings, Politics

Below is a map of the eight schools that will be closed, consolidated, phased out or turned around during the 2010-11 school year:
View CPS Closings For 2010-2011 School Year in a larger map

When McCorkle Elementary School closes in fall 2010, students will be sent to Beethoven Elementary School, which has a higher student-ratio but better test scores.


Related Links

Chicago Public Schools |   Chicago’s Renaissance 2010 |   Consortium on School Chicago Research |

GEM: Grassroots Eduction Movement


CPS closings by the numbers

Apr 22, 2010 by     Comments Off    Posted under: Archive, CPS Closings, Politics

Related Links

Chicago Public SchoolsChicago’s Renaissance 2010Consortium on School Chicago Research |

GEM: Grassroots Eduction Movement


Why close schools?

Apr 22, 2010 by     Comments Off    Posted under: Archive, Politics

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Asian Carp

Apr 20, 2010 by     Comments Off    Posted under: Archive, Science & Environment


Since this issue ran:

In May, an orchestrated fish kill found 100,000 pounds of dead fish and not one Asian carp. A spokesman for the Illinois Department of Natural Resources said the state will examine DNA evidence found in Chicago waters matched against the invasive species.

-June 3, 2010

They’ve become notorious for lurking in the Illinois River and for threatening to take over Lake Michigan, but what’s so fishy about Asian carp?

Three species of Asian carp threaten the Great Lakes: the bighead, silver and black carp. Asian carp can eat as much as 40 percent of their own body weight in food each day, according to, a Web site supported by the U.S. Fish & Wildlife Service. The fish also reproduce rapidly, and their overpopulation leads to habitat destruction and food resources’ depletion, both of which threaten native species and the Great Lakes ecosystem, according to the U.S. Geological Survey. The smaller silver carp have been known to jump out of the water when disturbed by boats, injuring recreational boaters. Asian carp also prove a substantial economic threat, particularly to the fishing, shipping and transportation industries.

Who is involved in eradicating the carp from the river systems and preventing them from entering the Great Lakes? What methods have these organizations employed?

The U.S. Army Corps of Engineers, the U.S. Coast Guard, U.S. Environmental Protection Agency, the State of Illinois, the International Joint Commission, the Great Lakes Fishery Commission, the Illinois Department of Natural Resources and the U.S. Fish and Wildlife Service have been working together to devise and implement methods to catch these slippery fish. Environmental DNA testing, developed by the University of Notre Dame, helps to monitor the fishes’ whereabouts. Among the methods currently being used to try to catch the carp are: electric barriers, poison (Rotenone) and nets, according to the EPA.

How would the fish cross into Lake Michigan?

The Chicago Sanitary and Ship Canal, a manmade waterway that connects the Mississippi River system and Lake Michigan, contains an electric barrier built to deter the carp from entering the lake, according to The fish would only have to cross this barrier, or have someone toss a live carp into Lake Michigan (though Illinois state law prohibits the transportation of live Asian carp).

Explore The Asian Carp Issue

Home Topic Front Asian Carp in the News
Asian Carp by the Numbers Asian Carp Multimedia What the Experts Are Saying

What the experts are saying

Apr 16, 2010 by     Comments Off    Posted under: Archive, Asian Carp, Science & Environment

“The U.S. Fish and Wildlife Service regulates the trade in wild animals, but it’s also charged with promoting industries like aquaculture that are often responsible for introducing invasives. When three species of Asian carp escaped from catfish farms into the Mississippi River, Illinois petitioned the wildlife service to add Asian carp to the injurious wildlife list; aquaculturists lobbied against the listing. Three years later a decision is still pending.”
-Susan McGrath, “Attack of the Alien Invaders,” National Geographic

‘The flooding is the biggest issue,’ said [Richard Lanyon, executive director of the Metropolitan Water Reclamation District of Greater Chicago]. ‘The problem is that it is not fully understood if these carp will damage the ecology of the Great Lakes, and I think it’s a big stretch that it will adversely affect the lake.’”
-Leslie Streicher, “Carp threaten Chicago shipping: Illinois politicians unite over lawsuit,” Medill News Service

“There’s no question this ugly, stinky fish has an image problem in the United States. But so many varieties of carp, including the feared Asian carp, have been popular in ethnic cuisines for so long that some can’t help but see Illinois’ current crisis as the culinary opportunity of a lifetime.”
-Joel Hood, “Turning Asian carp from a menace into dinner,” Los Angeles Times

“They are living missiles, and that’s not trivial,” says David Lodge, director of Notre Dame’s Center for Aquatic Conservation.
-Bryan Walsh, “Asian Carp in the Great Lakes? This means war!,” Time,8599,1962108,00.html#ixzz0kfV9JS1L

“The lakes can’t heal themselves. The native species can’t defend themselves,” committee chair Rep. James Oberstar, D-Minn., said. “It’s us who are the custodians and can take these actions.”
-Joel Hood, “Illinois to step up fight against Asian carp,” Chicago Tribune,0,7450351.story

“The debate over how best to stop the carp has intensified along with the invasive fish’s seemingly irresistible progress toward Lake Michigan. Illinois has battled other Great Lakes states in a war of words about the costs and risks associated with Asian carp.”
-David Greising and Daniel Libit, “Carp solution could provide financial benefits,” New York Times

“When a lot of people say, ‘The game is over’ when it comes to Asian carp getting into the Great Lakes, I don’t think so,” said Michael Hoff, an aquatic invasive species expert with the U.S. Fish and Wildlife Service. “It’s a different game we play. But it’s not over.”
-Joel Hood, “Scientists trying to fish out Asian carp from Great Lakes,” Chicago Tribune,0,1352253.story

“It will take decades for any signs of the Asian carp invasion to show,” said Duane Chapman, a research fish biologist with the U.S. Geological Survey. “Five to 10 years from now we won’t be able to find them in the lakes and we’ll think we overreacted to the threat. Then 20 years after that the shoe will drop.”
-Leslie Streicher, “Illinois officials strategize unified effort to fight lake invasion of carp,” Medill News Service

“Like an aquatic pig, it eats by snuffling among the roots of water plants, sending up clouds of river muck that make it difficult for other fish to find food. Biologists call them ecosystem engineers for this tendency to take an underwater garden and leave it a muddy hog wallow. Fishermen attract them the way you might gather your swine, by scattering a handful of canned corn. All this has earned them an unwholesome reputation.”
-Ryan Chew, “Lawyers, carp and money,” Chicago Reader

Explore The Asian Carp Issue

Home Topic Front Asian Carp in the News
Asian Carp by the Numbers Asian Carp Multimedia What the Experts Are Saying